Ranch & Coast Magazine

January 2023

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ranchandcoast.com 64 JANUARY 2023 RANCH & COAST MAGAZINE Delivering personalized investment strategies and financial solutions to successful individuals and multi-generation families is what Kris Norby does best. Kris draws upon her 36 years of experience, breadth of knowledge, creative ideas, and a reservoir of Morgan Stanley's industry-leading resources to assist clients in navigating today's markets with a keen eye on historical movements and trends. She prioritizes creating a consistent, caring, and reliable relationship — which is the foundation for a strong financial advisory relationship. As a CERTIFIED FINANCIAL PLANNER™ and Senior Portfolio Management Director, she counsels, coaches, and assists clients in achieving their financial goals and needs. In recognition of her superior service and commitment to clients, Kris has been recognized by numerous national magazines and industry-leading publications. Kristin Norby, Senior Vice President & Financial Advisor — Morgan Stanley 6037 La Flecha, Rancho Santa Fe, CA 92067 | 858.613.8187 advisor.morganstanley.com/kristin.c.norby | kristin.c.norby@morganstanley.com Trust, Hard Work, and Care — What You Deserve in an Advisor Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. Morgan Stanley Smith Barney LLC. Member SIPC

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